American express application how long

Conference rooms, where available, may be reserved for a nominal fee. Priority Pass lounge partners and locations are subject to change. All Priority Pass members must adhere to the Priority Pass Conditions of Use, including house rules of participating lounges, and can be viewed at prioritypass. Please allow weeks from enrolment to receive your Priority Pass card and membership package.

Access is complimentary for Primary Platinum Card Member and one complimentary guest only. Access is to Virgin Australia-branded lounges in Australia only.

Name on boarding pass must match the name on Platinum Card. The Platinum Card Member and guest must present his or her valid Card and same-day boarding pass containing your Virgin Australia Velocity Frequent Flyer number and status to Virgin Australia lounge agents.

One guest per Primary Platinum Card Member permitted. Guest must be travelling on same Virgin Australia flights and present boarding pass. All access is subject to space availability.

This benefit is subject to change. Platinum Insurance. The American Express Platinum Card insurance is subject to terms, conditions and exclusions such as maximum age limits, pre-existing medical conditions and cover limits — see the full terms and conditions available here.

You must use your American Express Platinum Card to pay for your return trip in order to be eligible for the travel insurance. For Smartphone Screen Insurance, you must use your American Express Platinum Card to pay for your phone outright or your monthly phone bill. Waiting periods may apply. Find out more or make a claim here. Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This webpage does not take into account your objectives or financial situation.

You should read the full terms and conditions to decide if this insurance meets your needs. Travel Credit. To receive the Qantas Travel Credit, you must have paid the annual Card fee and minimum payment by the due date. All travel is subject to Qantas Conditions of Carriage. The Travel Credit can be used for days from the anniversary date and cannot be carried forward to any subsequent year. The Qantas Travel Credit will be available each year of Card Membership, as long as you have paid the annual fee and your account is current and in good standing.

Qantas Club Lounge Access. Selected Qantas products and services means Qantas passenger flights purchased directly from Qantas. Within weeks of purchasing selected Qantas products and services, two Qantas Club Lounge Invitations will be assigned to your Qantas Frequent Flyer account. Visit the Complimentary Invitations Portal to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry.

Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. American Express Lounge. All entrants must adhere to the General Conditions of Entry.

Complimentary access is available for the Card Member's children between the ages of Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card. The Qantas American Express Ultimate Card insurance is subject to terms, conditions and exclusions such as maximum age limits, pre-existing medical conditions and cover limits - please see the Terms and Conditions.

You must use your Qantas American Express Ultimate Card to pay for your return trip in order to be eligible for the travel insurance or pay for eligible items in order to be covered under the insurance.

Subject to Travel Credit terms and conditions , to redeem the Travel Credit, you must have paid the annual fee and minimum payment by the due date. The Travel Credit can be redeemed for any eligible travel booked and paid online through American Express Travel in a single booking.

Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program available here. The American Express Explorer Credit Card insurance is subject to terms, conditions and exclusions such as maximum age limits, pre-existing medical conditions and cover limits — see the full terms and conditions available here. You must use your American Express Explorer Credit Card to pay for your return trip in order to be eligible for the travel insurance.

Apply for a Credit Card in three simple steps. View our full range of Cards-Opening in new window View our full range of Cards. Apply in three easy steps. Have a good credit history. Be an Australian citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa. Meet the minimum income criteria for your chosen Card. If self-employed, have been trading for at least 12 months.

What do I need to have ready before I apply? Personal information, including your current address details and any previous addresses if you have lived at your current address for less than five years.

A current email address and a mobile or landline phone number. Meet the minimum income criteria for your chosen Card. If self-employed, you will need to have been trading for at least 18 months, or 12 months if you have an existing American Express issued Card. Personal information, including your current address details. A current email address and a mobile or landline number. Details about any other credit cards and loans you have and their balances.

What is a credit assessment? Credit enquiries Showing where you have applied for credit from banks, finance companies, telecommunications and utilities providers in the past five years.

Public record information Including bankruptcies, writs and summonses, court judgements, directorships and proprietorships. Establishing a good credit history Some things that credit providers may consider when reviewing your credit file are: The type of credit you have sought How often you apply for credit and how much Any overdue accounts listed against your name To maintain a good credit history, you should always pay your bills on time.

What happens after you apply? Need to know more about how Credit Cards work? Explore our Personal Cards. Rewards Earn points from everyday spending. Platinum Premium benefits and services. Before you apply, make sure that you understand the following:.

Am I eligible for a Card? To apply for a personal Card in the UK you need to be:. How do I start the application process? You will need to give us personal information, contact details and financial information, so have this ready to hand.

Can I check whether I am likely to be approved before I apply? You can use our Eligibility Checker tool to see if you are eligible before you apply formally, without affecting your credit rating. Credit check We will give your application a credit check to ensure you are able to meet the obligations of being a Cardmember. This usually includes looking at:. How long before I know if my application has been successful?